Real Estate Financing: Drafting and negotiating mortgages, deeds of trust, and related documents for commercial real estate loans.
Loan Documentation and Structuring: Drafting, reviewing, and negotiating loan agreements, promissory notes, and security instruments.
Due Diligence: Conducting legal reviews of borrowers’ financial status, assets, and compliance with regulatory requirements.
Syndicated Lending: Assisting with multi-lender arrangements and intercreditor agreements.
Banking, Credit Union and Financial Services Compliance: Ensuring adherence to laws such as the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA).
Loan Default and Foreclosure: Representing lenders in foreclosure actions, loan workouts, and recovery of collateral.
Bankruptcy Proceedings: Advocating for creditors in bankruptcy cases, including filing claims and defending against debtor actions.
As a business focused Iowa law firm, Pugh Hagan Prahm has the privilege of working on transactions of all varieties, a number of which have a legal opinion component. The firm routinely is asked to provide opinions relating to real estate financings, where the mortgagor, the property mortgaged as collateral, or both, are located in Iowa.
If you’re ready to work with experienced and trusted attorneys who will make you a priority, please give us a call.